Dave Kinzer 

Put your emergency fund here.

Home service plans aren't all they're cracked up to be. Read to see how much money you can waste!

(Would you rather listen to this post? Visit my podcast page and listen to episode #1. It's a podcast version of this post with expanded ...

Several winters ago, on the coldest day of the year (-30 degrees wind-chill) my furnace broke down. To stay warm, my wife and I put on ou...